Thursday, 29 March 2018

Top 5 Home Preparation Tips Before Unpacking


From deep purging to fixing the repairs, moving into a new home calls for attention to minute details. We shares list of things you should strictly follow to prepare the new house afore unpacking.

Despite the ex-homeowner conducting all requisite upgrades including deep purging, it is necessary to participate in the cleaning process and assure that the new apartment is completely unsoiled and safe for your family. We brings you the list of areas that are usually ignored by the landlord and can risk your family’s safety and health.

Thane Real Estate Blog - Property In Thane
Credit : freepik.com

Clean everything above your head

Ceiling fans, blinds and chandeliers could be the major dust receptacles and should be treated before unpacking the boxes. Doing this will prevent the floating dust from settling on your favorite furniture and accessories. To ensure an effective cleaning process, first dry mop the blades and blinds, followed by slightly wet mop.

Deep purge the air ducts

It is important to consider the air duct cleaning for possible reasons such as substantial mold growth, vermin infestation and excessive clogging owing to dust and debris. According to Kuntal Vyas Aggrawal, “Duct cleaning is important to improve the air quality inside a house. It generally involves cleaning the components of various heating and cooling system of forced air including the supply and return air ducts and registers, heat exchangers, heating and cooling coils, condensate drain pans, coils and grills, fan motor and fan housing, and the air handling unit housing.”

Pest control

Pest control is one thing you should certainly undertake after moving into a new apartment. From bed bugs, termite to bees and wasps and cockroaches, there are several types of pests that attack your home every season and can damage not only your favorite furniture but also take a toll on your family’s health. Thus, it is important to ensure timely measures to exterminate pest and the best time is to get it done right after moving into the new place as it will be easier to do the needful in an empty space than a house full of furniture.

Disinfect the common touch points

This becomes utmost necessary, particularly, when you are moving into a rental property. Areas such as toilet seats, tubs, sinks, doors, and windows, all these areas are major sources of germs and require deep cleaning. Probably wielding a can of disinfectant would suffice. Some of the common known disinfectants are baking soda, tea tree oil and hydrogen peroxide.

Floors and walls

Scouring floor with furniture around could be a painful task. Thus, deep clean the floor while they are still clean. Not only will it be hassle-free but would also save a lot of time and energy which otherwise might get wasted in shifting the furniture and accessories. Any repair (broken tile) should also be considered at this time as it will be much easier to fix them immediately after shifting.



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Source - 99acres.com


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Monday, 19 March 2018

Home / Property Loans Tips - 3 Most Common Questions That Home Loan Applicants Ask


The documentation process for home loans can be harrowing for many applicants. The voluminous paperwork can sometimes be very puzzling, thanks to the multiple caveats built into these documents.
It helps you understand why the bank/home loan corporation seeks these papers from you and the purpose they serve.

Questions To Ask Before Taking Home Loan
Credit : freepik.com

I am highly credible. Why then do I have to furnish so many documents?


Home loan processing is a detailed exercise that requires a careful review of many documents. The basic idea is to understand you and your financial standing to ascertain how good a business decision, or otherwise, it is to lend you money for a long term. A good credit score does not mean you can escape the paperwork.
To a very large extent, however, it is in the borrower's hands to be sure of analysing the need and presenting each document for smooth and quick processing of the home loan. It is crucial for the customer to be well versed and aware of the bank's processes and procedures.
My friends and family have filled out home loan applications earlier. Why do I have to give more/different documents?
There are several documents required to apply for a home loan, and these depend on certain key factors.

Your profession

Applicants come from a wide variety of professions and the requirement for one profession could be different from others. There are five main categories of under which the professions are classified:
- Salaried employees: Designers, managers, teachers, public servants on payroll, Navy personnel, etc.

- Self-employed professionals: Traders, businessmen, etc.

- Self-employed non-professionals: Doctors, consultants, freelancers, etc.

- Pensioners: Defense personnel (those who retire before attaining the age of superannuation)

- Exceptional parties: Association of persons, Hindu undivided family, trusts, etc.

Type of Loan

Even within the broad housing loan, there are several sub-classifications on the basis of the purpose of the loan sought for. And, the processes for each are different. The types of home loan are:
- Loan for purchase from developer
- Loan under resale
- Loan for construction
- Loan for plot
- Loan against property
- Loan against rent receivables
- Loan for renovation of existing house
- Loan for balance transfer (from other bank)

Past repayment record

A borrower with a clean past record and a good Cibil score requires to submit fewer documents than the one who has a lower Cibil score (say less than 700). The past records are judged on the basis of the following criteria:
- Standard asset or loan: The payment is made within 30 days

- Special mentioned account: The payment is delayed and the account moves from the bucket of 30 to 60 days and finally to the bucket of 90 days.

- Sub-standard asset: Payments are made after 90 days.

- Doubtful: Payment has not been made for 12 months

- Loss asset: The loan has been identified as uncollectible

Is there a standard home loan document checklist based on specific professions?


Yes, here are a few example of specific professions and needs:

A teacher seeking a loan for purchase from a developer

- Loan application form completely filled and duly self-attested
- KYC documents (PAN, driving licence, passport, voters' ID, etc)
- Proof of income (pay slip for last three months)
- Form 16 (for two years)
- Bank statement (for past six months)
- Income-tax returns (last two years)
- Repayment track of running loans
- Supporting documents in case of sub-standard assets (i.e. running loans)
- Registration copy of the builder purchase property
- No documents required for legal and technical valuation
- Processing fee cheque

A designer seeking loan for resale property

- Loan application form completely filled and duly self-attested
- KYC documents (PAN, driving licence, passport, voters' ID, etc)
- Proof of income (pay slip for last three months)
- Form 16 (for two years)
- Bank statement (for past six months)
- Income-tax returns (last two years)
- Repayment track of running loans
- Supporting documents in case of sub-standard assets (i.e. running loans)
- Documents for legal and technical valuation (Chain of title deeds, sale deed, original papers of property, no-objection certificates, agreement to sell, copy of approved plan, no encumbrance certificate)
- Processing fee cheque

A trader seeking loan against property

- Loan application form completely filled and duly self-attested
- KYC documents (PAN, driving licence, passport, voters' ID, etc)
- Income-tax returns with computation of income (for last two years)
- Profit & loss account and balance sheet audited by a chartered accountant
- Bank account statement (both savings and current) for last two years
- Repayment track of running loans
- Supporting documents in case of sub-standard assets
- All original property documents
- Processing fee cheque

A doctor seeking balance transfer

- Loan application form completely filled and duly self-attested
- KYC documents (PAN, driving licence, passport, voters' ID, etc)
- Bank statement (for last two years)
- Certificate of profession
- Proof of business existence
- Copy of shop/establishment licence
- Income-tax returns with computation of income (last two years)
- Profit & loss account and balance sheet audited by a chartered accountant (for last two years)
- Processing fee cheque
- Letter of outstanding amount of loan with the previous bank
- Repayment track of the loan with the previous bank
- Sanction letter of the loan with the previous bank


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Source - makaan.com

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Friday, 9 March 2018

Best 20 Home Decorating Ideas for Small Spaces On A Budget.


March, 2018
We all want our home to look like they belong in a design magazine, but often the budget stands in the way of achieving our dreams. Instead of thinking about that expensive piece of furniture or rug that you can’t afford, how about sprucing up your home with some home improvement ideas on a budget?
In today’s ideabook we present you with several ideas that can help you to bring a stylish look to your home without spending too much. It includes easy-to-implement smart design ideas for small spaces.

Home Decorating Ideas
Credit : freepik.com

1. An artistic wall shelf

Blank walls can make a room look dull. When decorating a small house on a budget, one of the easiest ways to add style to a wall is by painting it a lovely colour, but if you feel this idea is overused, then a geometric or artistic book shelf can add an interesting feature to the blank space. If you are good at carpentry, you can even make it yourself.

2. Sophistication in the TV area

You don’t have to invest in expensive television furniture to make the living room look more organized. Instead, get a wall mounted shelf with drawers for storing CDs and remotes. A light panel board with backlighting is a stylish and inexpensive proposition for framing the wall-mounted TV. This design won’t take up too much space or interfere with the small living room furniture arrangement.

3. A cheap makeover

Add style to a living room with just a few inexpensive touches. Consider covering a floor lamp with colourful fabric to brighten up the room. If the background wall looks too plain, stretch and paste some leftover fabric over some plywood or cardboard to create an instant backdrop. It’s one of those frugal DIY projects that you can get done over the weekend.

4. A partition shelf

When you are looking for apartment storage ideas on a budget, think of furniture that is functional as well as stylish. A wall shelf like the one in this image acts as a room divider in addition to providing space to display décor accessories.

5. DIY art

You don’t need expensive art or the work of a famous artist to make your walls look good. Buy a canvas and let the artist in you take over. Try to bring in colours that are present in the rest of the décor in the living room. Once it’s done, all you need to spend on is the frame for your masterpiece.

6. Paper lampshades

If you are looking for cute cheap ways to decorate an apartment, we have to perfect idea. Buy a few paper lampshades and hang them over your existing lights. It works with almost any type of décor style, whether it’s modern or rustic. Choose white for a minimalist home and brighter colours for rustic or country-style homes.

7. Repaint old chairs

Do you feel like your dining room needs a makeover? How about repainting the chairs in another colour?

8. Customize rental furniture

Nowadays, with the availability of cheap rental furniture, it’s much easier to implement home improvement ideas on a budget. You can take it a step further by adding bright covers to dining chairs or chaises to bring a personalized look that matches your décor.

9. Mirrors

When it comes to cheap home decorating ideas for small spaces, mirrors can become your favourite allies. They not only add style to the space, but also reflect the light to make the area appear larger than it is. Choose frames that add drama to the space.

10. Bar on the wall

If you want a bar area in your home, but can’t afford fancy furniture, invest in a floating shelf over a sideboard in the dining room. Fix racks underneath for storing wine glasses, and you have an easy DIY bar unit.

11. Go green

Plants provide one of the best options for cheap decorating ideas for apartments and small houses. Add a potted plant in the corner of the bathroom to bring a refreshing feel to the space.

12. Candles and flowers

Other DIY ideas for how to decorate a small bathroom include placing a flower arrangement and aroma candles on the counter. It brings a spa-like atmosphere that elevates the style in the bathroom. Instead of flowers, which you need to refresh often, consider a small potted plant with a fragrant herb or flowers.

13. An organised laundry area

Whether you live in an apartment or a small house, having a separate area to tuck away the laundry can bring elegance to your home. It doesn’t cost much to organize a space like you see here with a pull-out ironing board, a rack for hanging clothes and pretty baskets for storing things. Your house will look ultra-modern.

14. Display shelves in the bath

For small bathrooms, space is always a constraint. Instead of adding furniture that will crowd the floor space within the room, fix floating shelves on which you can organize your toiletries and cosmetics. Make it look like an expensive display that you would usually see in a high-end store.

15. Lift the curtains

When you are looking for cheap ideas on how to decorate a small bedroom, consider adding depth to the space by moving the curtain rod closer to the ceiling. This way, the curtains will flow from the ceiling to the floor and make the room look bigger. In the market, you can find readymade curtains that aren’t too expensive. They come in a range of fabrics and prices.

16. DIY wall sculpture

If you are looking for DIY projects for small bedrooms, then a decorative feature, such as this one, can easily be made with wire or thick twine, adhesive and some colourful beads and buttons. It will brighten up the space and add beauty to the wall.

17. Change the laminates

If you are bored with the way your kitchen looks, liven it up by changing the laminates on the cupboards. You don’t have to change them all, just a few will do the trick to make the room look new, without you having to spend much.

18. Repaint the cabinets

Another idea, which you can also include among your frugal DIY projects, for introducing freshness to a kitchen or even a bedroom, is to repaint the cabinets or wardrobes in a stunning shade. Try to choose a colour that contrasts the walls and the floor or matches the tiles.

19. Under stair shelves

If you have a staircase in your house, build a customized shelf unit under it, which can serve as a display space for your living room décor accessories.

20. A bold colour on the wall

A feature wall in a bold or contrast colour is a great way to add a memorable element to any part of the house, whether it’s a living room or a bedroom. You can either attempt this on your own or get the help of a professional painter. Consider decorating with thrift store finds such as masks or mirrors to add to the stylishness.
If you are unsure about how to go about redecorating your house, you should consult a professional to help you with the task. Inform him about the budget that you have in mind so that he can come up with innovative small home decorating ideas that are perfect for your home.

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Source - msn.com

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Thursday, 22 February 2018

THINGS TO KNOW BEFORE BUYING NEW PROPERTY


February, 2018
Arnav Pandya
There is a bit of work that a buyer would need to take when they buy a house property and this relates to the process of paying taxes. While capital gains tax is present at the time of the sale of the property and this is a calculation that would be influenced by the cost price that is paid at the current juncture there is also another provision of tax deducted at source that will come into the picture. Many people do not have an idea of this provision because they do not regularly buy and sell property and hence this is something that needs to be taken into consideration. Here is a closer look at the applicable conditions that need to be followed.


Thane Properties for Sale
Credits : freepik.com

Reporting

The whole purpose of introducing the element of tax deducted at source in a property transaction is that a lot of them actually escape the attention of the tax authorities. Many of these are carried out in cash and there is often no permanent account number that is present when the deal is registered. This actually leads to the transaction slipping through the tax net and hence to avoid this the tax department has come up with the proposal of the deduction and this becomes an important thing to follow.

Basic conditions

The basic condition that is applicable for the property transactions is that if this has taken place after June 1, 2013 then there would have to be a tax deducted on source if the consideration of the property exceeds Rs 50 lakh. This is meant to ensure that smaller properties remain out of the tax net and that larger sales are recorded and there is no tax avoidance especially when it comes to under reporting too. Once the details of the property are present then the tax department can ensure that they take a closer look at the entire deal and the valuation so that if there is a problem then this can be tackled.

Buyer

The TDS has to be undertaken by the buyer of the property and not the seller so it becomes the responsibility of the buyer to ensure that they complete the process when the transaction is being completed. There is another condition that they will have to fulfil which is that once the tax is deducted from the seller then the amount has to be deposited with the government. This is important to complete the transaction and hence this is required as per the procedures. There could have been a problem for the buyer since they do not have a tax deducted at source number but there is an exemption that is given for such purchases because these are one time purchases and hence in such cases the tax can be deposited after the usage of the PAN is done. This saves a lot of trouble because the individual does not need to go and take a TAN just for the purpose of a single transaction.

Details

There are several other details that are important in the whole process. The first is that the TDS has to be deposited with the government within a period of seven days from the end of the month in which the TDS has been deducted. This gives some time to the buyer to ensure that they complete this part of the transaction. One can make the payment online too but one needs to be careful to ensure that there is a proper way in which the details related to the transaction are entered. There is also the facility of making the payment online when the details are filed and in the end the buyer has to give the TDS certificate to the seller of the property and this can be downloaded from the income tax website.


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Source - moneycontrol.com

Thursday, 8 February 2018

BENEFITS OF TAKING A JOINT HOME LOAN


February, 2018

Choose a piece of artwork that you love


A home is a ‘once-in-a-lifetime’ investment for many of us. It is natural that we want to make it as big and better as practically possible. Affordability is what determines the size, location and quality of our home. No doubt, having the possibility of availing a home loan has improved affordability. However, your home loan eligibility depends on your age, income levels, other loans that you are still repaying, etc. Lenders have prudent norms which stipulate that your home loan EMI combined with all the other EMIs that you may be presently repaying, cannot exceed a certain level of your take-home pay.

IMPROVING YOUR HOME LOAN ELIGIBILITY


One way to increase your home loan eligibility is to add co-applicants with independent income source. The lender will consider their income while assessing your repayment capacity, which in turn, will increase the amount of home loan you are eligible for.

Upcoming Project in Ghodbunder Road
Credits : freepik.com

WHO CAN BE A CO-APPLICANT?


Generally, an immediate family member can be your co-applicant. The co-applicant can be salaried or self-employed; Non-Resident Indians or NRIs is also eligible to be co-applicants.

CO-APPLICANT VERSUS CO-OWNER


A distinction needs to be made here between a co-owner and a co-applicant. A co-owner is a joint owner of the property whereas a co-applicant need not be a part owner of the property. The basic principle is that all co-owners of the property will have to be co-applicants of the home loan. However, all co-applicants need not necessarily be co-owners. Their only income is considered for credit / loan appraisal.

KEY BENEFITS OF TAKING A JOINT HOME LOAN


There are two important benefits of a joint home loan. They are:

HIGHER LOAN ELIGIBILITY:
By pooling their incomes together while making a joint home loan application, the applicants become eligible for a higher loan amount and can hence afford a bigger / better home.

HIGHER LOAN ELIGIBILITY:
By pooling their incomes together while making a joint home loan application, the applicants become eligible for a higher loan amount and can hence afford a bigger / better home.

HIGHER TAX BENEFITS:
By applying jointly for a home loan, tax deduction available on home loans can be enjoyed by the co-applicants separately, provided they are co-owners of the property and each of them is contributing to the home loan repayment. a) Principal repayments are eligible for deduction under Section 80C of the Income Tax Act up to a maximum limit of Rs.1.50 lakh. b) Home loan interest payments enjoy tax deduction under Section 24 up to Rs 2 lakh if the property is self-occupied; if the property is let out, the entire interest becomes eligible for tax deduction, i.e., there is no maximum limit. In a joint home loan, since each co-applicant is eligible individually for the above deduction, the collective tax benefits are much higher than in the case of a single applicant loan. The actual amount of tax benefit enjoyed by each co-applicant is in proportion to their contribution in repayment of principal and interest, subject to the limits mentioned above. Co-applicants can therefore plan how much tax benefit they would like to avail based on which they can decide what proportion of the loan each is going to repay.

SPECIAL INTEREST RATES FOR WOMEN CO-APPLICANTS:
ome lenders offer a differentiated home loan interest rate for women customers, which is usually a few basis points lower than the normal home loan rates. To take benefit of the discounted interest rate, a woman has to be the sole or joint owner of the property and an applicant or co-applicant for the home loan.

CAVEATS


While in most cases it helps to take a joint home loan, indicated below are some situations when you should avoid applying for a joint home loan:
- You are not a co-owner of the property.
- Your eligibility as a single applicant meets your loan requirement.
- You have a low credit rating due a poor credit history.
- You are repaying an ongoing loan, availed as per your maximum loan eligibility.
- You are currently purchasing a lower value property (maybe for investment purposes) and may purchase a bigger property in the future for self occupancy.
- You are about to retire shortly.

REPAYMENT RESPONSIBILITY


Home loan repayment is the collective and also individual responsibility of all co-applicants. Loan payments can be made in any way the applicants choose; they can separately make the EMI payment or do so through a joint bank account.

DOCUMENTATION


Proper home loan documents such as your KYC (proof of identity and address), income and property documents are essential to avail the loan quickly and smoothly. It is on the basis of these documents that lenders process your home loan application. All co-applicants’ KYC documents need to be submitted to the lender while income proof of only those co-applicants whose income is to be considered for loan appraisal need to be submitted.


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Source - www.hdfc.com

Thursday, 14 December 2017

TOP 5 TIPS TO GET THE LOWEST HOME LOAN INTEREST RATE

1
December, 2017
 
When the loan is of a high amount, like home loans usually are, even the slightest drop in your loan’s interest rate can make all the difference. So here’s what you can do to ensure that a home loan is offered to you at a low rate of interest.
The interest rate is the make or break factor when you’re selecting a loan. If it’s too high, the source of finance becomes entirely unaffordable. Since you’re looking for aid, you don’t want to end up increasing your financial burden in the long run. So, it is imperative that you focus your energy on securing the lowest interest rate possible when taking a Home Loan.
These 5 tactics will help you get an interest rate that is close to what you have in mind.

LEVERAGE YOUR CREDIT SCORE

 

Having spent all that time ensuring that your credit score is impeccable comes in handy when you’re looking to negotiate your home loan interest. The more stable your credit history, the higher your chances are of getting a Home Loan Interest Rate that is affordable. If your credit score needs work, clear your debts and avoid taking on more debt before you apply for a home loan. Even small things such as avoiding making purchases via a credit card will help.
Lowest Home Loan Interest Rate
Credits : freepik.com

CHOOSE A SHORTER TENOR

 

This may seem counterproductive, but hear us out. While it is true that when you have a long tenor your EMIs are low. However, the gross interest paid by you is higher. So, if you can pool in your finances, it is worth opting for a short tenor to keep the interest rate low.

TAKE ADVANTAGE OF SEASONAL OFFERS

 

Instead of jumping the gun, wait it out for a few weeks if possible. This way, you have time to evaluate all lenders thoroughly and pick a home loan that is ideal for you. But more importantly, this gives you a chance to take advantage of seasonal offers. Many financial institutions extend offers or discounts during festive seasons or as limited-period promotions. If you manage to time your application right, you’ll be able to get a significantly lower rate of interest on your home loan. So, if your credit needs are even slightly flexible, it is worth considering this tactic.

LOWER YOUR DEBT-TO-INCOME RATIO

 

As the name suggests, your debt-to-income ratio is a measure of all your debts pitted against your income. Like your credit score, this ratio is also extremely important to maintain. As a thumb rule, ensure that your debts are far lower than your income to assure yourself a good interest rate. But, if your debt component seems high, take measures to clear as much of it as possible. Whether it is an outstanding education loan or a car loan, it is worth the effort to make a few large payments to tip the scales in your favour. With a lower debt to income ratio, you can convince your lender to give you a lower interest rate and find that repaying your home loan is easier than you imagined.

DON’T BE SCARED TO NEGOTIATE

 

If you have steady employment and your financial history is in order, don’t hesitate to verbally negotiate with your lender. You’ll be surprised at how it can help you shave off a few thousand rupees from your monthly EMIs. As long as you’re confident and you meet all the eligibility criteria, this is worth a shot. You have nothing to lose and you may be able to walk away with a better deal than you had anticipated!
With these 5 solutions up your sleeve, lowering your home loan interest rate is no longer a daunting, almost impossible task. For a home loan that truly puts your interests first, take a look at Bajaj Finserv’s Home Loan. It offers flexibility and is incredibly affordable too. Moreover, from 23rd November 2017 to 29th November 2017, you get a rate of interest of just 8.3% if your home loan’s value is above Rs.30 lakh.

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SATYAM BUILDING, 2ND FLOOR, M G ROAD,
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MAHARASHTRA, INDIA+(91)-22-25452903, 66543333
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Source – msn.com

Thursday, 30 November 2017

VASTU FAULTS THAT YOU SHOULDN’T IGNORE WHILE BUYING A HOME







November, 2017
While it is not possible for all homes to be 100% Vastu compliant, we list the faults that home buyers should not ignore
Is it possible for every apartment that is put up for sale, to comply with Vastu Shastra norms? The answer is no! So, how can home buyers identify which apartments to buy and which one they should avoid, vis-a-vis Vastu norms?
Vastu experts maintain that buyers should preferably focus on the most important rules of Vastu and make alternative arrangements or corrections, for construction aspects which do not conform to Vastu.
“The arrangement of different areas in our home should be as per Vastu norms. Otherwise, it may create unrest in the occupants’ minds, health problems and other problems in life. One should buy a home that at least conforms to 70%-80% of Vastu norms,” advises Vikash Sethi, promoter and CEO, A2ZVastu.com.

Real Estate Projects in Thane
Credits : freepik.com
Vastu norms that a buyer should consider, while buying a home:
1. Opt for a house where all the four corners are intact, i.e., without any corner being cut. 
2. Avoid south-west facing homes. 
3. The staircase should always be clockwise and should not be in the north-east direction. 
4. The kitchen should be in south-east or north-west direction. It should not be in the north-east direction. 
5. The master bedroom should be in the south-west direction. It should not be in the south-east direction. 
6. Toilets should be in the north-west direction. It should not be in the north-east direction.

Solutions for homes with severe Vastu faults

A large number of Vastu faults can be rectified, assures Vastu expert Narendra Jain, of Arihant Vastu.
“The faults that cannot be rectified fully without demolition, include problems pertaining to the wrong placement of toilets, kitchens, or staircases, especially if they are constructed in the north-east and if the main entrance of house is in the south/south-west direction,” adds Jain.
Some critical defects can be corrected with pyramids or crystals.
Traditional methods, using mirrors, colours and special metallic wires, can also be used for corrections, depending upon the individual case.
One can also demolish the wrong area and reconstruct it properly. However, this may involve substantial cost, time and complication.
Another Vastu defect is the presence of high voltage wires passing over a house. Astro-numerologist Gauravv Mittal, says that this can be corrected by “Incorporating a plastic pipe filled with lime, from one corner of the affected area to the other, in such a manner that both ends remain outside by at least three feet each, will eliminate the negative effects of energy being generated by the overhead wire.”
To conclude, experts suggest that home owners should not ignore Vastu defects that do not require structural changes, as these can be corrected by making internal arrangements.

Vastu defects that you can rectify, after buying the home.

1. Furniture that is placed in the wrong direction. 
2. Inappropriate colours, including that of the flooring. 
3. Cooking direction. 
4. Direction of toilet basins. 
5. Incorrect direction of the puja room.


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Email us at - sales@squarefeetgroup.in
Source - housing.com